The Questrade research gap
Questrade eliminated ETF buy commissions — a massive benefit for cost-conscious Canadian investors. What it did not change: the need for independent, multi-lens research on which ETFs to hold and why. Six specialists and five SENIOR verdicts do that work without any stake in your choice, no fund distribution agreements, and no house products to recommend.
- Execution and custody stay at Questrade; Cognitor never sees your balances, routes orders, or accesses your registered accounts.
- TFSA and RRSP investors at Questrade benefit from the macro and valuation context before periodic rebalancing — Cognitor's research layer supports that process without crossing into IIROC-regulated advice.
- US-listed ETFs held in a Questrade RRSP are generally exempt from the 15% US withholding tax on dividends under the Canada–US tax treaty; for TFSA and non-registered accounts, that withholding typically applies — Cognitor provides the macro context; confirm tax treatment with your adviser.
ETFs in the Cognitor universe
The fixed universe is ~40 curated US-listed ETFs—not the whole market. Each weekly dossier focuses on the subset selected for that week's scenario (deep research with theses, validations, and invalidations). The Panel still grounds the process in the full universe scan. Below are examples Questrade investors often hold or can map from their menu; each card opens that ticker's overview page. Inclusion is informational, not a buy or sell recommendation.
Examples below are US-listed tickers in Cognitor's weekly dossier. Canadian-listed wrappers (VFV, ZSP, XAW, XIC, etc.) often map to similar economic exposure — use for narrative read-through, not tick-for-tick replication. Holdings, MERs, and hedging status differ.
How it fits your workflow
- Step 1 — Read Cognitor's Friday dossier for the US-listed tickers that match your Questrade ETF sleeves.
- Step 2 — Note where SENIOR verdicts split — that tension belongs in your TFSA/RRSP investment journal.
- Step 3 — Trade on Questrade when your own policy says so; Cognitor does not issue buy/sell signals.
Start free. Upgrade when it matters.
Free tier follows the same cadence with delays; Pro unlocks same-week dossiers, briefings, and Mon–Thu daily podcasts. About CA$ 5.95/month with the current offer after a 7-day trial.
At checkout, Stripe shows the exact amount and currency for your billing country — no surprises.
Common questions
Canadian investors: how Cognitor complements Questrade without custody or order flow.



