Definition
Dollar-cost averaging means investing fixed amounts on a schedule instead of one lump sum. You naturally buy more shares when prices are lower and fewer when prices are higher — averaging entry points over time.
DCA does not remove risk and is not always mathematically optimal versus lump sum — but many people prefer it because it is simple and reduces regret.
Why it matters
Behaviorally, a steady rhythm can help you stay invested through volatility — which is often the hard part.
How Cognitor helps you research
Whatever rhythm you choose, Cognitor helps you research the ETFs you accumulate with the same weekly, multi-lens protocol.