Why TFSA ETF research matters
- Tax-free growth — quality research compounds inside the wrapper; weak narrative discipline forfeits the edge on the same contribution room.
- Room does not rewind — you cannot undo a poor process; structured weekly review reduces autopilot drift.
- "Hold forever" still needs a cadence — a Friday dossier gives you a dated checkpoint without forcing trades.
- FHSA and RRSP interact — Cognitor does not allocate across accounts; it supplies ETF research you can use in your own policy.